Healthcare for Internationals Digital

Health insurance H4i

Health insurance in the Netherlands

Health insurance is an important part of the Dutch healthcare system.

When you live or work in the Netherlands, you are often required to take out Dutch health insurance. The basic insurance usually covers essential care such as:

  • General practice care
  • Hospital care
  • emergency room
  • maternity care
  • a part of mental health care
  • certain medications


In addition, there are supplementary insurance policies, for example, for dental care or physiotherapy. Which insurance applies to you depends on your personal situation.

Expertise

Within Dutch healthcare, the annual deductible.

This means that for certain healthcare costs, you pay a portion yourself before the insurance covers any expenses.

Important to know:

  • General practitioner care is usually not subject to the deductible.
  • Hospital care often does
  • Specialist care often yes
  • Some medications may fall under this category.


The amount sometimes changes annually. Therefore, always check this with your health insurance provider.

In the Netherlands, you usually get medicine from the pharmacy.

For many medications, you first need a prescription from your general practitioner or specialist.

The pharmacy explains how to use the medication and checks if it can be safely combined with other substances.

Are you using medication from abroad? Then it's wise to discuss this.

In case of a life-threatening emergency, always call immediately 112.

Think of situations like:

  • Severe shortness of breath
  • unconsciousness
  • heavy bleeding
  • Serious accident
  • sudden severe chest pain


For urgent complaints outside of the general practitioner's office hours, you can contact the GP outpost.

This is where we look at what help is needed and where you can best go.

In some countries, you can make an appointment directly with a specialist. In the Netherlands, it usually works differently.

Do you need care from, for example, a dermatologist, cardiologist, orthopedist, or psychologist? Then you usually go to the general practitioner first.

The general practitioner assesses your situation and determines which care is best suited for you. If necessary, you will receive a referral.

This way, you'll end up in the right place and the care will be a good match for your symptoms.

We help throughout the Netherlands

From large cities to smaller municipalities, we help people all over the Netherlands.

Whether you are in Rotterdam, Eindhoven, Venlo, Amsterdam, The Hague, Utrecht, or elsewhere — we are happy to think along with you.

Many healthcare matters can now be handled digitally.

Think of:

  • online appointment making
  • request repeat prescription
  • to ask questions
  • view results
  • video call with a healthcare provider


This makes healthcare faster and easier to access.

We support with:

  • Explanation of the Dutch healthcare system
  • help finding available general practitioner care
  • Multilingual support
  • digital first contact
  • Guidance to the right next step
  • Personal and warm communication


Our goal is simple: to make healthcare more understandable and accessible.

Start a conversation

Sometimes you're not sure if you need an appointment. Sometimes you want to explain your complaint or ask a question first.

Therefore, offers H4I-D the possibility of making digital contact first 16 languages.

Being able to communicate in a language you understand well makes a big difference. It provides peace of mind, prevents misunderstandings, and ensures we can help you better.

Why digital contact is pleasant

  • accessible first step
  • faster clarity
  • less stress or uncertainty
  • Communication in your language
  • Advice before you go somewhere


Good care starts with feeling heard.

Understandable care begins with understanding each other.

When you need care, you want to be able to clearly explain what's wrong. You want to be able to describe your symptoms well, ask questions, and be sure you're understood. That might sound obvious, but for many internationals, expats, and labor migrants, language is often one of the biggest barriers in healthcare.

At H4I-D we believe that good care begins with clear communication. That's why we offer support in 16 different languages.

This way, you can communicate in a language you're comfortable with. This provides peace of mind, builds trust, and prevents misunderstandings at times when clarity is especially important.

Why caring in your own language is important

Health concerns can feel daunting or uncertain, especially when you have to explain your situation in a language you don't fully master.

Through support in multiple languages, we can better understand your situation and more clearly explain the necessary steps.

This results in:

  • less stress during contact moments
  • clearer explanation of complaints and symptoms
  • less chance of misunderstandings
  • faster the right help
  • more confidence in the care process
  • a more pleasant feeling during contact


Who is this for?

Our multilingual support is available for anyone who feels more comfortable in a language other than Dutch.

Think of:

  • international
  • Expats
  • labor migrants
  • international students
  • new residents of the Netherlands
  • family members who need support


Everyone deserves care that feels understandable and accessible.

When you live or work in the Netherlands, often yes. This depends on your personal situation and employment status.

Usually, yes, depending on availability and whether practices are accepting new patients.

Usually not. In most cases, you go to the general practitioner first.

HACO WEST TEAM
Health Insurers Health 4 Internationals

Accessible primary healthcare for Salland and HollandZorgThee insured

Care that feels clear and accessible

Are you insured through Salland Zorgverzekeraar or HollandZorg and looking for GP care in the Netherlands?

We are happy to help you further.

For many internationals and labor migrants, finding a general practitioner is not always easy. Sometimes due to language barriers, sometimes because the system is unfamiliar, and sometimes because practices are not accepting new patients.

H4I-D supports insured individuals in finding suitable general practitioner care in a clear, friendly, and efficient manner.

Do you have questions about Health 4 Internationals - Digital?

Patients can register with our digital practice. If you have any questions, please contact us.

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